COST OF ACCIDENTS

ACCIDENT FACTS

• On average, there are 15 accidental deaths and 4,440 disabling injuries
  every hour.
• Each year, more than 1 in 8 people seek medical attention from an injury.
• 39.4 million people are treated in hospital emergency rooms
• There are 116.8 million visits to emergency departments
• About 34% of all emergency room visits are injury related
• The average economic impact of an accident is $5,900 per household.
• Injuries off the job continue to be significant.
• 9 out of 10 accidental deaths occur off the job
• Nearly three-fourths of disabling injuries to workers occur off the job
• Accidents are the leading cause of death among persons up to age 42.
• Accidents are the fifth leading cause of death overall.

POLICY ADVANTAGES

• Your benefits BEGIN IMMEDIATELY on your effective date.
• Your benefits are paid DIRECTLY TO YOU, unless you or the law requires otherwise.
• Your benefits are paid IN ADDITION to any other insurance you have.
• Your coverage is GUARANTEED RENEWABLE for life—only you can cancel.
• Your benefits are NEVER REDUCED.
• Your premium DOES NOT INCREASE with age.
• You CANNOT BE SINGLED OUT for a rate increase. Your rates can only be
  increased if they are increased for all plans of this kind in your state.
• You receive the stability of a Family Heritage Policy. Family Heritage has NEVER
  RAISED A RATE on an existing policy.

Helping you provide protection for you and your family.

FAMILY HERITAGE